2004 Sienna :crying:WINDSHIELD CRACKED!!! We heard a ping one day while driving. Nothing visible, then suddenly, after weeks of driving, a crack started to form just above the drivers side. Now it is half way down the windshield ! Is this covered by insurance ? Should I pay out of pocket for repair ? Or go to insurance co. ? Do installers use OEM glasss or cheap replacement glass ? What about the reg. and insp. stickers ? They are non- removeable !